85% LTV Secured Loans

If you need additional finance and already own a property, along with a mortgage, a secured loan could be the solution you need. Whether you have urgent expenses to meet or want to extend your property to make room for a new member of the family, it’s not always easy to find the funds at the drop of a hat.

Secured loans (also known as second charges) can be made on your property, releasing additional equity and helping to get your cash flow going again. The size of loan available to you will depend on the value of your property and the LTV (Loan to Value) rate you choose. For example, if your home is valued at £145,000, an 85% LTV secured loan will give you access to 85% of the value of your property: £123,250 (you need to minus your mortgage from this figure).

How can Willows help?

Willows have over 20 years of experience arranging lending for clients from all backgrounds and all walks of life. We understand that a one-size-fits-all approach doesn’t work when you’re looking for a significant loan-to-value secured loan, which is why we recommend every loan on a case-by-case basis.

We talk with you in detail and look closely at your financial situation to help you source the ideal 85% loan to value secured loans for you – from your perfect provider.

Am I suitable?

We work with people – not pieces of paper. That means that we don’t turn down clients purely on the basis of a poor credit history. Even if you have experienced poor credit in the past, the Willows team may be able to find a suitable 85% loan to value secured loan which fits your financial situation.

To find out more about using a secured loan on property to release equity, or to explore your borrowing options, please get in touch with Willows today on 0800 783 8871.

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